當季結期出現3個月LIBOR > 10yr bond yield，小心潛藏流動性危机。Dec 1997 (亞太金融風暴), Mar 2000(科网泡沬), 2006-2007(美国樓市金融海嘯), Sep 2008 (Lehman 倒閉不久)。Jan 2019 又出現
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